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Flood Insurance Essentials Every South Carolina Homeowner Should Know

Jan 26, 2026

Flooding is one of the most common and costly natural disasters in South Carolina, and major flooding events have increased over the last 50 years, especially since 2016. Whether the water comes from coastal storms or inland flash flooding, water damage can affect homes far beyond designated flood zones. Yet, many South Carolina homeowners learn the hard way that standard homeowners' insurance does not cover flood-related losses. Knowing how flood insurance works and what goes into picking ...

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Common Car Insurance Mistakes to Avoid in South Carolina

Jan 23, 2026

Car owners in South Carolina face unique challenges when choosing the right coverage, and even small mistakes can lead to higher premiums or gaps that leave you unprotected. At LW Short Insurance Agency, we help you understand the most common car insurance errors in SC so you can make confident choices that safeguard both your wallet and your vehicle. Learn about the pitfalls that often catch drivers off guard and discover how our expertise can help you avoid costly surprises.Understanding Car ...

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How to Lower Your Home Insurance Premium in South Carolina

Dec 18, 2025

The average $300,000 home in South Carolina has a $2,611 annual home insurance bill, adding over $200 to your monthly mortgage payment. These prices are also on the rise as South Carolina homeowners face increased risks from tropical storms and flooding. But there are several strategies you can use to lower your home insurance premiums without compromising on protection and peace of mind. At LW Short Insurance Agency, we work with each of our clients to find the right home insurance premium in ...

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Five Easy Ways to Prepare Your Home For the Holidays

Dec 10, 2025

As soon as the clock strikes midnight on November 1, it's as if there's a sudden change. Pumpkins and cornstalks yield the floor to evergreen trees and inflatable reindeer. Candy corn and creepy gummies seem to magically turn into candy canes and fancy chocolates. Mariah Carey breaks forth from the ice and takes over Adult Contemporary radio with her Christmas list.All of these hallmarks can only mean one thing: the Holiday season is upon us. With it, a sudden realization sets in - this is your ...

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2025 Holiday Events in Myrtle Beach

Dec 10, 2025

We've reached the end of November, which means the Holidays are in full swing around here. Myrtle Beach always offers plenty for families to do during the season - this year is no different! Let's take a look at some of the Holiday goings-on in Myrtle Beach for 2025. EVENTS AND FESTIVALS:NOVEMBER 28 - JANUARY 4: Winter Wonderland at the Beach, Burroughs & Chapin Pavilion PlaceDATES TBD: Nights of a Thousand Candles, Brookgreen Gardens, Murrells InletNOVEMBER 25 - DECEMBER 30: The Great ...

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CONTACT

LW Short Insurance 11945 Grandhaven Dr, Ste. H Murrells Inlet, SC 29576 agency@lwshortins.com Fax: (843) 357-8082  

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866-786-7484
GET A QUOTE
  • WELCOME
  • HOME
    • Homeowner's Insurance
    • Mobile Home Insurance
    • Wind & Hailstorm
    • Rental & Vacant Property
    • Flood Insurance
  • AUTO
    • Auto Insurance
    • Motorcycle Insurance
    • Boat Insurance
    • RV & Motorhome
    • Collector Cars
    • Non-Owner
    • SR-22 Insurance
  • BUSINESS
    • Business & General Liability
    • Commercial Property
    • Commercial Auto
    • Worker's Comp
  • RESOURCES
    • Payment & Claims
    • Certificate of Insurance
    • Change Address
    • Add a Driver
    • Add a Vehicle
    • Remove a Vehicle
    • Insurance Change Request
  • ABOUT
  • NEWS
  • CONTACT