Get to Know L. W. Short Insurance Agency
Meet the local team, learn what we stand for, and see why coastal South Carolina has trusted us with their insurance for over two decades.
Our Story
Two Decades of Doing Insurance the Local Way
L. W. Short Insurance was founded on a simple belief, that insurance should feel personal. Back in the early 2000s, we set up shop in Murrells Inlet with one goal in mind. Help our neighbors find better coverage without the corporate runaround. Two decades later, that goal hasn't changed.
What started as a small local agency has grown into one of coastal Carolina's most trusted insurance teams. We've built relationships with 25+ top-rated carriers to give our clients real choice and real savings. Today, we protect thousands of South Carolina homes, drivers, and businesses across the Grand Strand and we still treat every one of them like a neighbor.
Our Core Beliefs
Three simple values guide everything we do, from the way we shop your coverage to the way we answer your call. Here's what keeps us grounded and what you can count on from our team every single day.
Local First
We're rooted in Murrells Inlet and proud of it. That means understanding the coastal risks, the community, and the people we serve in a way no national agency can.
Honest Guidance
No pressure, no upselling, no fine print games. We tell you exactly what you need, what you don't, and why, so you can make the right call with confidence.
Real Service
Quotes within 24 hours. Real agents on the phone. Real answers when you need them. We treat your time and your trust like the things they are, earned and valuable.
Meet the Team
From shopping your quote to handling your claim, our team is made up of real South Carolina locals who genuinely care about getting you covered the right way. Get to know the agents you'll be working with.
Obtain Assistance with Your Insurance
Need Assistance Immediately? Many visitors turn to this section when seeking help outside regular hours.

